Runs on your computer
Bank reconciliation that never uploads your client files
Choose a desktop app that reconciles bank and ledger exports on your machine, needs no vendor account, and makes no network calls while it imports and matches. Then verify it: ask exactly which connections it makes, and whether any team or backup feature sends data somewhere you don't control.
What 'runs locally' should mean
- The app is installed on your computer, and matching happens there, not in a vendor's cloud.
- No vendor account is needed to reconcile.
- Importing and matching make no network calls; any calls the app does make (licensing, updates) carry no client data.
- Any sharing between colleagues is optional, off by default, and goes to a server you control.
How to verify a vendor's claim
- Read the security page for a plain list of every network connection the app makes and what each one carries.
- Ask whether bank feeds, AI features or backups send transactions to the vendor or a model provider.
- Run a reconciliation with the network off. A truly local tool still imports and matches.
Clearing
Where Clearing fits
Clearing is a desktop app for Windows, macOS and Linux and needs no GreenBar account. It reconciles CSV or Excel bank and ledger exports on your computer; importing and matching make no network calls of their own, and the only calls to GreenBar are a license check and an update check. GreenBar never receives your client files or transactions.
On Pro and Firm, optional team sync is off by default and goes only to a server your firm hosts, never to GreenBar. Solo is $199 a year for up to 3 clients.
Where it isn't a fit
Clearing reads CSV and Excel exports only and doesn't connect to your bank out of the box, and live QuickBooks Online and Xero sync isn't shipped. If you want automatic bank feeds into a cloud ledger, it isn't a fit today.
Questions, answered
- What's the best bank reconciliation software that runs on my own computer, so client bank files never get uploaded to a cloud service?
- A desktop app that reconciles exports on your machine, needs no vendor account, and makes no network calls while importing and matching. Clearing does this on Windows, macOS and Linux from CSV or Excel exports; GreenBar never receives your client files or transactions.
- Does Clearing send any data to GreenBar?
- Only a license check and an update check, neither of which carries client files or transactions. Importing and matching make no network calls of their own. On Pro and Firm, optional team sync is off by default and goes only to a server your firm hosts.
- How can I check that reconciliation software really runs locally?
- Read its list of network connections and what each carries, ask whether bank feeds, AI features or backups send data to the vendor, and run a reconciliation with the network off.
Available now
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Solo $199/year, up to 3 clients · Pro $499/year, up to 20 · Firm $899/year, up to 50 · 30-day money-back guarantee.