The reconciliation that ate your week, done in an afternoon.
Some clients hand you 40 transactions. Others hand you 4,000, half of them cleared in the wrong month. You're the one ticking off every line, chasing the timing differences, and hunting for the one duplicate that throws the whole balance off. Clearing does the matching pass for you: thousands of lines in minutes, leaving just the handful that actually need a person. And it learns how you handle each client, so every month there's less left to do.
Runs on your own computer — Windows & macOS, no account, and your data stays with you.
A real close in Clearing, on an anonymized client file.
The exception workbench
Every break, worked from one place.
Clearing lines up every exception it can't auto-match (amount mismatches, items missing from one side, likely duplicates, timing differences) and tells you why each one was flagged. Resolve them one at a time, or let it auto-resolve the clear-cut ones. Nothing closes until the list is clear.
Where your accounting software stops
Built-in matching gets the easy lines. You get the rest.
Most reconciliations happen one of two ways: a workbook you rebuild every month, or the matching built into your accounting software. Both clear the easy 80% (same amount, same date, same payee) and hand you the 20% that takes the real time: the splits, the timing gaps, the high-volume accounts. Here's where the three part company, job by job.
Split and partial matches
A spreadsheet
A lookup matches one value to one value. Splits get done by hand, or not at all.
Built-in matching
One line to one line.
Clearing
One deposit against five invoices, a part-payment, or a check that cleared a month late.
High-volume accounts
A spreadsheet
Slow to open, easy to break. One bad sort and the reconciliation is quietly wrong.
Built-in matching
Bogs down past tens of thousands of lines a year; search itself starts failing.
Clearing
Built for the busy operating account. Thousands of lines in a single pass.
Where the data comes from
A spreadsheet
Anything you can paste in, and you rebuild the formulas every month.
Built-in matching
Leans on a live bank feed. When it breaks, goes stale, or your bank isn't supported, you're stuck.
Clearing
A CSV or Excel export from any bank, including international accounts with no feed at all.
Why it matched
A spreadsheet
The formula, if you can still read it. Nothing records why you accepted a line.
Built-in matching
Shows that it matched something. Never why.
Clearing
The confidence score and the signals behind it, so a match is one you can defend.
Getting better over time
A spreadsheet
Last month's workbook, copied forward. It never learns.
Built-in matching
Runs the fixed rules you set up by hand, forever.
Clearing
Learns each client's patterns from your corrections and proposes more every month.
Closing the period
A spreadsheet
Nothing seals it. Any cell can change afterward and nothing shows.
Built-in matching
A lock an admin can click past. A quiet edit to a closed month breaks the next one.
Clearing
A named sign-off that seals the period. Any change after it shows.
It also gets better every month: the first time you match an odd-looking payee, Clearing remembers it, so next month it proposes the match before you have to think about it.
- Remembers your corrections: fix a match once and it holds for next period.
- Stays private and local: the patterns live on your computer, not in a shared cloud model.
The audit trail
One record: what the software decided, and who signed off on it.
Clearing records every match it proposed and every exception it flagged, for example “matched at 94% confidence on amount, date, and vendor name, and you approved it,” right next to what you accepted, changed, or rejected and who signed off. When a client or an auditor asks how a number got there, you export the record instead of rebuilding it from memory three months later.
- Why the AI matched it: the confidence score and the signals behind each match (amount, date, vendor), not just that it matched.
- What you did about it: each item you accepted, changed, or rejected, with a timestamp.
- Who signed off: the named preparer, and the reviewer too if a second person checked it.
- Proof it wasn't touched after: once signed off, the period is sealed and any later change shows.
- Ready to hand over: export the whole trail to PDF or CSV for a client or an auditor.
Demonstration data — see exactly what Clearing hands an auditor.
Illustrative example — not real client data.
Straight about the edges
What Clearing can't do yet
You should find this here, not after you've already installed it. Clearing is built for the monthly close on small-business books — here's where it stops today, and what's on the way.
- Imports CSV and Excel bank and ledger files. OFX, QFX, and PDF statement import aren't supported yet.
- Live bank feeds run through Plaid (US institutions) and are optional; you can always reconcile straight from a file. No international or direct-bank feeds yet.
- QuickBooks Online and Xero work by file import today. Live two-way sync is in progress.
- One currency per account. No multi-currency matching or FX revaluation yet.
- Each client reconciles on its own, with no group consolidation or cross-entity matching.
- Desktop only: Windows, macOS, and Linux. There's no mobile app.
How it works
From bank file to a closed, signed-off period in three steps
- 1
Load your data
Drop in your bank file and your accounting export: CSV or Excel, from any bank, including the ones with no live feed. Clearing reads the columns itself, so there are no templates to build and nothing breaks when a feed goes down.
- 2
Match and review
Clearing matches everything it can confirm and surfaces the rest. You spend your time on the handful of exceptions that need judgment, not the thousands that don't.
- 3
Sign off and close
Clear the exceptions, route it for a reviewer if you have one, and lock the period with the full trail behind it.
Get your month-end back.
Clearing is available now — the full tool, on your own computer. Windows & macOS, no account. Get your license and reconcile your first client today.